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Don’t Have a Credit Card/PayPal?

A popular question is “How can I buy VIP, gold and bundles on SmallWorlds without a credit card or PayPal account?”

The great news is that in addition to regular credit card & PayPal payments, we offer several other easy-to-use payment options that many people don’t know about including:

  • Game Card: buy these at local stores using cash or purchase. Includes the popular Ultimate Game Card, and services like UKash.
  • Bank Transfer: send a payment to SmallWorlds via online banking or with a transfer service such as Western Union.
  • Pay by Mobile Phone: for those who prefer to pay using the credits on their mobile phone accounts.
  • Pay by Gold: many players don’t realize that you can use your gold to buy VIP. Here’s how.

Pay by Game Card

How it Works: Buy game cards/vouchers in-person using cash or buy online. Many players like this option the best as they can purchase these directly from stores using cash.

What to Do:

  1. Select ULTIMATE PAY from the “Pay With” menu.
  2. Select:
    • Ultimate Game Card (US, CA, AU, NZ, and others. See for more).
      • Enter your email in the “Email” and “Confirm” fields and your UGC PIN code. Your UGC balance will be loaded into SmallWorlds.
      • If the purchase price is greater than the amount on your card use multiple UGC cards.
    • UKash (UK, AU, CA, NZ and others. See for more).
      • Select “5 more choices” and click the UKash logo.
      • Enter your Voucher Code and Value.
  3. There are a few other options too, and if you’re already set-up you may want to use services such as MOL (Money Online), Money Points or Visa Electron, you’ll find them under the “5 more choices” tab.

Pay by Bank Transfer

How it Works: If you have online banking you can send a transfer to SmallWorlds via your bank account.

What to Do:

  1. Select ULTIMATE PAY from the “Pay With” menu.
  2. Select the “5 more choices” tab.
  3. Select “Bank Transfer”.
  4. The process is different depending on which country you live in. For example
    • US: eCheck/Direct Debit, Western Union or Moneygram
    • UK: Visa Delta/Debit, Visa Electron, PaySafeCard, One-time Direct Debit, JCB and more.
    • Canada: Interac
    • Australia: POLi and others
    • Other countries: simply look up your country and you’ll see the options.

Pay by Mobile Phone

How it Works: This service is provided by the company Zong, which is a division of PayPal and allows you to pay via the credits on your mobile phone.

What to Do: Select the Pay By Phone icon and the package you want. You’ll be prompted for your mobile number. Zong will send you a txt with a 4 digit PIN. Enter this in and presto! The amount is deducted from your mobile credit.

Available Countries: AR, AU, AT, BE, BR, CA, CZ, CL, CO, DK, FI, FR, DE, GR, HK, HU, IN, ID, IE, IL, IT, KR, MY, MX, NZ, NL, NO, PE, PH, PL, PT, RU, SG, ZA, ES, SE, CH, TW, TH, TR, UK, US, VE

More Info:

Note that Zong payments require Zong to have a relationship with your mobile carrier in your country: Click on your country to confirm if your carrier is included.

Pay by Gold

How it Works: There are two VIP packages available to buy with Gold:

  • Buy 1 month of VIP for 1500 gold
  • Conveniently buy 3 months for only 4500 gold

What to Do: See this guide for tips on how to earn gold.